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This disclaimer applies to all content published on the JS Consulting, MB website and any communications originating from JS Consulting, MB. General Information Only The content on this website is provided for general informational purposes only. It is intended to offer a broad overview of regulatory topics relevant to fintech companies operating in Lithuania and the European Union. Nothing on this website constitutes legal advice, regulatory advice, or professional consulting services. No Professional Relationship JS Consulting, MB is a regulatory consulting firm and is not a law firm. Accessing this website, reading its content, or contacting JS Consulting, MB through the forms or email addresses provided does not create an attorney-client relationship, legal privilege, a consulting engagement, or any other professional advisory relationship. A professional relationship with JS Consulting, MB is only established through a formal engagement agreement signed by both parties. No Guarantee of Outcomes Regulatory outcomes, including licensing decisions, supervisory assessments, and enforcement actions, are determined by the relevant regulatory authorities and are subject to their discretion. While JS Consulting, MB provides expert guidance to support favourable outcomes, we cannot and do not guarantee any specific regulatory result. Regulatory Information The regulatory information presented on this website reflects our understanding at the time of publication. Regulatory frameworks, supervisory practices, and legal requirements in Lithuania and the European Union are subject to change. We recommend verifying any regulatory information with current official sources or seeking professional advice before making decisions based on the content of this website. Professional Standards JS Consulting, MB operates in accordance with applicable Lithuanian laws and professional standards. Our consulting services are subject to the terms and conditions set out in our engagement agreements with clients. Third-Party Information Any references to third-party organisations, regulations, or regulatory bodies on this website are for informational purposes only and do not imply endorsement, affiliation, or any formal relationship unless expressly stated. Limitation of Liability To the maximum extent permitted by the laws of the Republic of Lithuania and applicable EU law, JS Consulting, MB accepts no liability for any loss or damage arising from the use of or reliance on the information contained on this website. This limitation applies to direct, indirect, incidental, and consequential damages of any kind. Contact If you have questions about this disclaimer or any content on our website, please contact us at juozas.streikus@js-consulting.lt.